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What do you need to know about dishonours?
Understanding a customer's history of dishonoured payments is an essential part of any credit assessment. Not only do you need to know whether the customer’s transaction history contains dishonours, you probably also want to understand:
- what kind of payments they were for
- how many there were
- how recently they occurred
- whether or not they’ve since been resolved.
Unfortunately, the way dishonours are recorded in customers’ transaction histories doesn’t make it easy.